American Mortgage Financial -

: While overall stability remains, serious delinquencies (90+ days past due) have risen to 0.92% , up from 0.70% a year ago. Notable Market Shifts

: Rates saw an unexpected spike in March 2026 following geopolitical tensions in Iran, which impacted oil prices and 10-year Treasury yields. american mortgage financial

Primary Mortgage Market Survey. ... The 30-Year Fixed-Rate Mortgage Declines Further * The 30-year fixed-rate mortgage averaged 6. Freddie Mac : The 30-year fixed mortgage rate is currently averaging 6

: Americans now owe a record $13.17 trillion in mortgage debt. : While overall stability remains

: The 30-year fixed mortgage rate is currently averaging 6.23% to 6.35% .

: As of April 23, 2026, Fannie Mae and Freddie Mac have fully moved toward using VantageScore 4.0 and FICO Score 10T . This shift is intended to help renters qualify for mortgages by including more predictive data points. Economic Outlook