A higher upfront fee that allows your estate to recoup a percentage (often 50%, 80%, or 90% ) after you pass away or leave the community. 3. Buy-In vs. Monthly Rental Models
These offer a lower entrance fee but provide only a limited amount of free care or a specified discount on future care services.
Unlike rental communities that focus on immediate needs, buy-in communities are designed as a lifelong financial plan.
The structure of your buy-in fee depends heavily on the contract type, which dictates how much you pay later for higher levels of care:
