Auto Insurance Washington D.c. -

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: The Zebra notes USAA often provides the lowest overall rates for eligible members, averaging $642 per year in some datasets.

: $25,000 per person / $50,000 per accident.

: $25,000 per person / $50,000 per accident. Property Damage Liability : $10,000 per accident.

While costs are high, some providers offer more competitive rates for D.C. residents:

: High rates in the District are attributed to intense traffic congestion, high theft and carjacking rates—ranking second in the nation—and rising medical and vehicle repair costs according to Bankrate .

The DC Department of Motor Vehicles (DMV) requires all registered vehicles to maintain continuous liability and uninsured motorist coverage. Proof of insurance is required to register a vehicle and must be presented during police stops; electronic proof is legally accepted on mobile devices. The current mandatory minimums are: