Best Buy Visa Platinum Card Access

: High interest rates make it dangerous to carry a balance. Furthermore, you cannot "choose" to apply only for the Platinum; if your credit is slightly lower, you might be stuck with the and its $59 fee.

: Frequent Best Buy shoppers who want to earn rewards on outside spending (like gas and groceries) to fund future tech purchases. Pros best buy visa platinum card

: Citibank reports usage to all three major bureaus: Equifax, Experian, and TransUnion . Rewards & Perks : High interest rates make it dangerous to carry a balance

: No annual fee for the Platinum tier and a very high 5% return on electronics, which is rare for most general-purpose cards. if your credit is slightly lower