Card To Buy A Car — Best Credit

: Most dealerships charge a 2-3% processing fee for credit card payments. Ensure your rewards rate (e.g., 2% cash back) outweighs this fee, or use the 0% APR benefit to justify the cost.

: Since car purchases rarely fall into "categories" like gas or groceries, a flat-rate card is best. Chase Freedom Unlimited® best credit card to buy a car

provides a mix of 0% APR and consistent rewards on all purchases. : Most dealerships charge a 2-3% processing fee

: Putting a large purchase on a card can spike your credit utilization, potentially lowering your credit score temporarily. Can You Buy a Car With a Credit Card? - Citi.com 2% cash back) outweighs this fee