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was designed to solve the problem of slow and expensive international money transfers. While Bitcoin takes minutes or hours, XRPcap X cap R cap P

sold on public exchanges is not a security. This legal clarity triggered a massive rally, with XRPcap X cap R cap P buy and sell ripple

, alleging it was an unregistered security. The "cloud" finally lifted in when the case was officially closed, confirming that XRPcap X cap R cap P was designed to solve the problem of slow

to build payment "roads" for banks and financial institutions, though the two are separate entities; the XRPcap X cap R cap P though the two are separate entities