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Elias stood before it, his hands deep in the pockets of a work jacket that had seen better winters. He didn't need a luxury ride; he needed a way to get to the warehouse in Martinsburg before the 6:00 AM shift change. In this stretch of the Potomac Valley, if you didn’t have wheels, you didn't have a life.

The salesman, a man named Miller whose smile didn't quite reach his weary eyes, leaned against the fender. He didn't ask for a credit score. He knew the score just by looking at Elias’s boots. buy here pay here falling waters wv

"Three hundred down," Miller said, his voice low. "Fifty every Friday. You miss a Friday, the GPS kill-switch kicks in. Simple as that." Elias stood before it, his hands deep in