As of late April 2026, mortgage rates have stabilized somewhat but remain a critical factor for affordability. Current California Mortgage and Refinance Rates | Bankrate
: Single-family homes are selling in an average of 12 days , while condos are moving in 14 days . buy house san francisco
: Approximately 85% of houses sell above the list price, with an average overbid of 23% . As of late April 2026, mortgage rates have
: Sales of luxury homes ($5M+) have increased by over 80% , reaching record monthly highs. Financing & Mortgage Rates : Sales of luxury homes ($5M+) have increased
: Condos have seen even more dramatic growth, with median prices rising 27% year-over-year to $1,357,500 .
Buying a home in San Francisco in 2026 remains a high-stakes endeavor characterized by record-breaking prices and intense competition. The market has accelerated significantly, with single-family home prices surging by to a median of $2,150,000 as of March 2026. This surge is largely driven by persistent inventory shortages and new wealth generated from the artificial intelligence sector. Current Market Conditions (April 2026)
The market is currently moving at a "breakneck pace," with inventory levels more than a third lower than the previous year.