: Best for smaller to mid-range purchases. Standard "Pay in 4" splits the cost into four interest-free payments over six weeks.
: While many services like Affirm don't charge late fees, others like Afterpay may charge up to $8 for missed payments. buy now pay later handbags
: You may be asked for a down payment upfront if you aren't approved for the full purchase amount. : Best for smaller to mid-range purchases