Buy Power Card Credit Requirements Apr 2026

Limited recent inquiries (e.g., no excessive inquiries in the last month).

No accounts more than 90 days overdue within the last 3 months. buy power card credit requirements

To qualify for the (now often referred to as the My GM Rewards Card ), you typically need a good to excellent credit score , generally defined as 700 or higher . While the card is no longer open to new applicants under the original "BuyPower" branding at Capital One, the equivalent GM rewards products maintain similar standards. Core Credit Requirements Limited recent inquiries (e

: A valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) is required. While the card is no longer open to

: You must demonstrate enough steady income to afford monthly minimum payments.

: Lenders look for a clean history, typically requiring:

: A minimum score of 700 is typically required for a high chance of approval.