Buying a pre-built home (often called "prefab") involves purchasing a house constructed in a factory and then transported to your site for assembly. These homes generally cost than traditional stick-built houses. 1. Core Types of Pre-Built Homes

: Formerly known as "mobile homes," these are built to federal HUD standards and often sit on a non-permanent steel chassis. They are the most affordable but may depreciate over time.

: Delivered as a package of pre-cut materials or wall panels. They offer a high degree of "DIY" assembly for the owner or a local contractor. 2. Buying Process & Key Steps Modular vs. Manufactured Homes: What’s the Difference?

: Built in sections to the same local and state building codes as traditional homes. They sit on permanent foundations and typically appreciate in value similarly to stick-built homes.