If you are buying from an individual, they can send you a PayPal Invoice.
You can buy a prepaid gift card (like a Visa Prepaid) with cash at a local store and link it to your PayPal account.
: Since it's a debit card, there is no credit check or monthly bill to worry about. 4. Use PayPal Gift Cards or Prepaid Cards
If you have a standard bank debit card (Visa or Mastercard), PayPal treats it just like a credit card for checkout purposes, but the money comes straight from your bank balance.
Yes, you can absolutely use PayPal to buy things without a credit card. While many people think they need plastic to get started, you can fund your purchases using a linked bank account, a debit card, or a PayPal balance. Here is the "useful story" on how to make it work: 1. Link Your Bank Account Directly
: If your account is linked to a bank, you can "Top Up" or "Add Money" to your balance before you go shopping.