If you’re building your sheet today, make sure you have these three tabs:
The rule of thumb is to set aside 1% of the home's value annually for repairs.
Principal and interest, PMI (if applicable), property taxes, homeowners insurance, and HOA fees.
Stop Guessing: Why You Need a Budget Spreadsheet Before Buying a House
Buying a home is emotional, but the budget should be purely logical. Open a blank sheet, plug in the real numbers, and give yourself the gift of a stress-free closing day.
