Can I Buy Catastrophic Insurance Site

They feature very high annual deductibles ($9,200 for individuals in 2025), meaning you pay most costs until that amount is met.

Yes, you can buy catastrophic health insurance if you meet specific age or eligibility requirements. These plans are designed as a "worst-case scenario" safety net, offering very low monthly premiums but extremely high deductibles. Eligibility Requirements can i buy catastrophic insurance

While offering the lowest premiums, they are less flexible than Bronze plans for those needing regular care. To enroll, you must apply through the Marketplace (often needing an exemption certificate if over 30) during designated enrollment periods. Catastrophic Plan Information | HealthCare.gov They feature very high annual deductibles ($9,200 for

You cannot use premium tax credits to lower the costs of these plans. Comparison and Enrollment 200 for individuals in 2025)