Yes, you can "buy" Medicare, but the process and costs depend on your work history and which parts of the program you need. While most people qualify for "premium-free" coverage for hospital stays, others must pay monthly premiums to enroll.

: Costs vary by company. For example, a high-deductible Plan G might start around $44/month , while a Plan L could start at $139/month . Sign up for Medicare | SSA

: The best time is during your 6-month Medigap Open Enrollment Period , which starts the month you are 65 and enrolled in Part B. During this time, companies cannot deny you coverage or charge more for pre-existing conditions.

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