Cardmemberservices.com [PREMIUM →]

: Elan partners with various institutions—such as Fidelity, Kroger, and local credit unions—to manage their credit card portfolios, including underwriting and customer service.

: Many consumers receive automated "robocalls" from entities identifying only as "Card Member Services" or "Card Services". cardmemberservices.com

Is that a legit credit card company calling, or just another scam? or just another scam?