: Offers one of the highest flat rates at 1.7% and famously includes typically excluded categories like insurance and school fees.
: Targets digital-first spenders with 10% cashback on online and mobile contactless payments. OCBC 365 Credit Card | Get Cashback on Everyday Spending
: Provides 1.6% unlimited cashback with no expiry.
Credit cards in Singapore generally follow one of two main earning models:
: These cards offer much higher rates—often 5% to 10% —but only for specific categories like dining, groceries, or petrol.
Cashback is a financial reward that returns a small percentage of a transaction's value to the consumer. In Singapore, this is primarily facilitated through credit cards, debit cards, and specialized shopping platforms. Unlike reward points or miles, which can expire or devalue, cashback provides flexible, direct savings that typically appear as a credit on your next monthly statement. Common Cashback Structures
: These cards offer a consistent rebate—usually between 1.5% and 1.7% —on almost all spending without a maximum cap or minimum spend requirement.
If you keep your mind sufficiently open, people will throw a lot of rubbish into it.
দুনিয়াটা বইয়ের মতো, যারা ভ্রমন করেন না, তারা শুধু এর এক পাতাই পড়েন
উচ্চাশাই সকল কিছুর চাবিকাঠি
সূর্যের দিকে তাকান, তাহলে আর ছায়া দেখবেন না
: Offers one of the highest flat rates at 1.7% and famously includes typically excluded categories like insurance and school fees.
: Targets digital-first spenders with 10% cashback on online and mobile contactless payments. OCBC 365 Credit Card | Get Cashback on Everyday Spending cashback
: Provides 1.6% unlimited cashback with no expiry. : Offers one of the highest flat rates at 1
Credit cards in Singapore generally follow one of two main earning models: Credit cards in Singapore generally follow one of
: These cards offer much higher rates—often 5% to 10% —but only for specific categories like dining, groceries, or petrol.
Cashback is a financial reward that returns a small percentage of a transaction's value to the consumer. In Singapore, this is primarily facilitated through credit cards, debit cards, and specialized shopping platforms. Unlike reward points or miles, which can expire or devalue, cashback provides flexible, direct savings that typically appear as a credit on your next monthly statement. Common Cashback Structures
: These cards offer a consistent rebate—usually between 1.5% and 1.7% —on almost all spending without a maximum cap or minimum spend requirement.