Credit Score | Range

They qualify for most loans with favorable terms and competitive rates [23, 25].

Having a variety of credit types, like credit cards and installment loans [22]. credit score range

Landlords, insurance companies, and even employers may check your credit to gauge financial responsibility [24, 27]. Factors That Build Your Score They qualify for most loans with favorable terms

It is often difficult to secure new credit or qualify for favorable terms in this range [1, 22]. Why These Ranges Matter Factors That Build Your Score It is often

The age of your oldest and newest accounts [22].

Higher scores generally lead to lower interest rates on mortgages, auto loans, and personal loans [5, 27].

Approval is possible but may come with higher interest rates or larger down payment requirements [23, 25]. Scores in this tier suggest a high risk of default [23].