Credit Sore Site

: Total debt and your credit utilization ratio.

A credit score is a three-digit number representing your creditworthiness and the likelihood that you will repay debts on time. Most models, such as those from FICO and VantageScore , use a range from 300 to 850. Anatomy of a Credit Score credit sore

💡 : A single payment that is 30 days late can drop a score by 60 to 110 points. Why Scores Matter : Total debt and your credit utilization ratio