Debt
Debt is a chapter, not the whole book. While it dictates the pace of the current journey, it doesn't have to define the destination.
There is "technical" debt—the mortgages that build homes and the loans that fund educations. These are often viewed as investments in a future self. Then there is the "survival" or "impulse" debt—the high-interest balances that accumulate when income doesn't meet the cost of living or when we try to buy a lifestyle we haven't earned yet. The Weight of the "Owe" Debt is a chapter, not the whole book
The societal stigma that often prevents people from seeking help or talking openly about their finances. Finding the Exit Debt is a chapter
