: There is generally no annual fee for primary cardholders, though a $35 fee may apply to Quebec residents.
: The standard annual interest rate is typically 19.90% for everyday purchases, though financing plans like Accord D can range up to 21.90% . desjardins best buy
: Note that minimum payment percentages have been gradually increasing; for example, the rate rose to 4.5% in 2024 and reached 5.0% in 2025. Shift to New Financing : There is generally no annual fee for