: As of April 2026, new RBI rules mandate two-factor authentication (2FA) combining device binding with biometric or PIN verification for most transactions [ 0.5.10 ].
: A specialized interface for non-smartphones that allows payments via IVR or missed calls, with transaction limits recently increased to ₹10,000 [ 0.5.8 , 0.5.17 ]. Comparison of Popular UPI App Interfaces GUI Dnia GЕ‚upi
: Noted for being feature-rich with a high acceptance rate and strong rewards GUI [0.5.16]. : As of April 2026, new RBI rules
