If police did not come to the scene, you must file a report with the state within 10 days. Legal and Insurance Aspects
You can recover damages if you are 50% or less at fault . illinois car accidents
Illinois is a "fault" state, meaning the at-fault driver's insurance covers damages. If police did not come to the scene,
You must report a crash to police if it results in injury, death, or property damage exceeding $1,500 ($500 if a driver is uninsured). or property damage exceeding $1