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Indian Banking Sector Apr 2026

Lending is expanding at a healthy rate of 10.4%–11.3% for FY26, driven by retail credit and manufacturing. 2. Major Regulatory Reforms (April 2026)

The RBI officially cancelled Paytm Payments Bank's licence on April 24, 2026, due to persistent compliance failures, signaling a zero-tolerance policy for governance lapses. Indian banking sector

The Reserve Bank of India (RBI) has recently implemented significant updates to modernize the system: Lending is expanding at a healthy rate of 10

The sector maintains a robust Capital to Risk-Weighted Assets Ratio (CRAR) of 17.4% , well above regulatory requirements. due to persistent compliance failures