: You are young (under 50), have poor health, or lack an emergency fund, as high fees and surrender charges make early withdrawals very costly. The 2026 Perspective
: Retirees without a pension who fear outliving their savings ("longevity risk") and value principal protection over market gains. is buying an annuity a good idea
Why buy an annuity, are they good investments? | New York Life : You are young (under 50), have poor