Arthur leaned back, running a hand through his hair. He pulled a yellow legal pad toward him, already filled with columns of projected revenues and worst-case scenarios.
Origination Fee: 1.5% ($2,250 deducted from disbursement). Prepayment Penalty: None. loan quote
When he started roasting beans in his garage five years ago, he had nothing to lose. Failure just meant going back to his old corporate accounting job. But now, he had a brand. He had three employees who counted on him for their rent. He had a reputation in the neighborhood. He walked back to the desk and stared at the quote. Arthur leaned back, running a hand through his hair
He opened his eyes, placed his hand on the mouse, and guided the cursor over the green button. Prepayment Penalty: None
The offer was valid for only forty-eight hours. The algorithm that generated this specific rate was based on a snapshot of his credit and the current market. If he hesitated, if the feds raised rates next week, this quote would vanish, replaced by something heavier, something hungrier.
Arthur stood up and walked to the kitchen, pouring himself a glass of water. He looked out the window at the dark street.