Money — Purchase

Unlike profit-sharing plans, employers must contribute a fixed percentage of each employee's salary every year, regardless of the company's financial performance.

In modern fintech, "deep features" are extracted using models to analyze transaction data for money-related activities: money purchase

A money purchase plan is a retirement account where the to make annual contributions. Unlike profit-sharing plans

Employers declare a set percentage (e.g., 5% of pay) in the plan document. The maximum contribution for 2026 is the lesser of $72,000 or 100% of a participant's salary. money purchase

The phrase "deep feature for money purchase" most likely refers to the core technical or structural characteristics of (a type of defined-contribution retirement plan) or the concept of "deep in the money" financial instruments. Core Features of Money Purchase Plans