My - Credit Score

The variety of accounts you have, such as credit cards, auto loans, and mortgages.

Includes your credit utilization ratio (total balance divided by total limit). my credit score

Significant risk; likely to face rejections or high subprime interest rates. How Your Score is Calculated The variety of accounts you have, such as

Near or slightly above average; considered a "low-risk" borrower. The variety of accounts you have

Below average; some lenders may still approve loans but with higher rates.

Banner Bank and Charles Pokladnik of Ameriprise Financial break down the five primary factors that influence a FICO score: