: Drivers must choose between a "Limitation on Lawsuit" (limiting the right to sue for non-economic losses like pain and suffering) or "No Limitation on Lawsuit" (full right to sue, typically with higher premiums). Assigned Risk and High Rates
: Minimum bodily injury liability increased to $25,000 per person and $50,000 per accident. new jersey automobile insurance
New Jersey law requires all drivers to carry three specific types of coverage: : Drivers must choose between a "Limitation on
: For drivers unable to find coverage in the voluntary market due to high risk, the NJAIP assigns them to an insurer. 000 per person and $50