Minimums of $25,000 per person and $50,000 per accident .
As of early 2026, the average cost for "full" coverage in New York is approximately , though rates in boroughs like Staten Island can be significantly higher. new york auto insurance
If you prefer personalized service, several highly-rated agencies operate within the city: Erik Chiprich - State Farm Insurance Agent Insurance agency ClosedNew York, NY Kelly Qu Agency: Allstate Insurance Insurance agency ClosedNew York, NY Virginia Chan - State Farm Insurance Agent Insurance agency ClosedNew York, NY liability-only costs for specific New York ZIP codes? Minimums of $25,000 per person and $50,000 per accident
Protects you if you're hit by a driver who doesn't have insurance. Average Costs and Saving Tips Protects you if you're hit by a driver
Drivers with a clean history pay an average of $154 per month for liability, while those with recent incidents may see rates jump to $193 or more. Local Agents in Manhattan
Navigating auto insurance in New York requires understanding the state's specific and mandatory coverage limits. Mandatory New York Coverage