: Best for the latest safety tech and a full factory warranty, but suffers from rapid depreciation (often losing 20% of value in the first year).

: Aim to pay off the balance in 48 months or fewer to minimize interest. not sure what car to buy

: How many people do you regularly transport? : Best for the latest safety tech and

: Pay at least 20% of the purchase price upfront to avoid being "underwater" on your loan. not sure what car to buy

Don't just browse dealership sites. Use comparison tools to see how different brands stack up: How to Use the 20/4/10 Rule for Buying a Car - Quicken