Patelco Auto Buying Service ★ Trusted & Certified

The centerpiece of the service is the AutoSMART platform. Instead of driving from lot to lot, you can browse thousands of new and used cars from local dealer partners online.

Once you find a car you like, you can print a certificate that locks in your member-only price before you even step foot in the dealership. patelco auto buying service

For members in credit tier 2 or higher, on-time payments can earn you rate reductions of up to 1.50% APR over time. The centerpiece of the service is the AutoSMART platform

If you find a dream car across state lines, keep in mind that Patelco generally requires you to be a member for at least to qualify for out-of-state financing. For members in credit tier 2 or higher,

Are you ready to see what you can afford? You can use Patelco's car loan calculator to estimate your monthly payments before you start browsing.

Loans are available for up to 84 months, with options for down (up to 140% financing on new models). 3. Stack Your Member Discounts