Savings: Account

The user sees a weekly summary: "This week, you saved $22.40 just by spending smarter than usual."

The app scans the last 90 days of transactions to determine the "Burn Rate."

Instead of a simple bar chart, the app uses a "Days of Freedom" metric. It calculates your average daily burn rate and tells you exactly how many days you could survive on your current balance if your income stopped tomorrow. User Experience (UX) Flow

Encourages higher deposit volumes by capturing "hidden" liquidity that users would otherwise spend.

Once the "Safety Net" is full, the app suggests opening a higher-yield Investment Bucket for any overflow. Business Value

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