Buying a home is a multi-phase process that typically spans several months, from initial financial preparation to the final exchange of keys. The journey is generally categorized into five major phases: , Preparation , Searching , Purchasing , and Homeownership . Phase 1: Planning and Financial Readiness
Before viewing homes, you must establish a solid financial foundation. This phase can take six to twelve months of advance preparation. Buying A House In 2026: A Step-By-Step Guide | Bankrate