In Toronto , auto insurance is mandatory for all drivers, governed by provincial law under a . This means that in the event of an accident, you typically deal with your own insurance company for claims, regardless of who caused the collision. Average Costs in Toronto
If you don't make changes, your policy will likely renew with your current level of coverage, though insurers must notify you of the option to opt out of certain benefits in writing. Required vs. Optional Coverage
Coverage for standard medical rehabilitation and attendant care remains mandatory.
The average cost typically ranges from $1,800 to $3,500 per year.