What Credit Score Is Needed To Buy A House · Confirmed

Today, Marcus stood in an empty living room filled with afternoon sunlight. The smell of fresh paint was thick in the air. He reached into his pocket, pulled out the heavy brass key, and set it on the kitchen counter. He was finally home.

No official minimum, but most lenders require a 580 to 620 [1].

Every month, he would log in to check his score. 585. 610. 618. It felt like watching grass grow, but he kept his eyes on the goal.

He walked back into Elena's office, standing a little taller. When she ran the official pull, she smiled and turned the monitor around. "You did it," she said.

Usually require a minimum score of 640 for automated approval [1]. 🏠 The Key to the Front Door