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FreeCreditScore.com typically provides a FICO Score , which is widely used by lenders.

Topic Report: FreeCreditScore.com is a legitimate credit monitoring and reporting website owned and operated by Experian Consumer Direct , a subsidiary of the major credit bureau Experian. While it provides authentic financial data, it is important to distinguish between its commercial offers and government-mandated free services. Core Services and Offerings ww freecreditscore co

: The service includes alerts for new inquiries, new accounts, and potential fraud detected on your Experian report. FreeCreditScore

By federal law, the only official site for obtaining free credit reports from all three bureaus (Experian, Equifax, and TransUnion) is AnnualCreditReport.com . : Core Services and Offerings : The service includes

: Membership allows users to submit and track disputes for errors on their Experian credit report directly through the site. Key Considerations for Consumers Relationship to AnnualCreditReport.com : FreeCreditScore.com is a commercial site .

In the past, similar sites (like FreeCreditReport.com) were criticized for providing "PLUS scores" or "FAKO" scores that were not actually used by most lenders. :

: Users can sign up for a free membership that provides daily updates to their Experian Credit Report and FICO Score .